The Advisors Who Keep Us Going

From inception to deployment, our advisors have held our hands. Their expertise, presence of mind, good nature, friendships continue to prod us along as we continue on this journey. Hanai has birthed…

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Is a manufactured home on a permanent foundation considered a single family home?

Is a manufactured home on a permanent foundation considered a single family home?

Im trying to find a bank that will finance a doublewide on perm. foundation with 1.5 acres.Id like to apply for FHA loan. I live in central Al. Does anyone know who i can go to??

Related :


I have a credit score of 708 and looking to buy a car around the $20–30K range.?
I have spent the last year rebuilding my credit and have been able to get it into this range for roughly 6 months. My credit to debt is great ($0 debt on 3 major credit cards) but am worried that my credit history is limited. I tried a year ago to buy a car when my score was 650 and got declined. Don’t want to go through the agony of finding a car only to not be able to purchase it. I have good job history as well as very good income. Looking to put down anywhere from $4000–6 as a down payment. What are my chances of getting approved?
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“”Ayuda! Puedo comprar en Best Buy de EUA con la tarjeta de crdito de Best Buy de Mxico. Si no, ni aplico.?””
Hola, que tal!? Bueno, busco aplicar para la tarjeta de Credito de Best Buy para adquirir un producto que tiene la opcin de finaniciamiento a 18 meses para los Best Buy Credit Card holders”””” en Best Buy de Estados Unidos””
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When would I be able file for bankruptcy again?
I filed for Chapter 7 in 2007, I think, but it was just myself that filed. I was wondering when I would be able file again if I were to file individually again? Would I be able to file again if my wife also filed for Chapter 7?””
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“”How to get a loan for 100,000 to 200,000 dollars with no credit?””
i am a 21 year old looking to open a small legit business.. im currently building on credit, and have a very small income. i know a bank cant really provide , but there has to be other ways around this. there has to be more options of where i can go or who to ask , etc. what do you think ?””
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Good fast pitch softball team names?

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Will my boyfriend and I get approved for a mortgage?
We are 22 and 23. He works full time making approximately $22000 and works another part time job making approximately $12000 yearly. He has been at both jobs for about a year. I make $27,300 a year. (But this is a new job, I have not even been there for 3 months.) We have $10,000 to put down. Finally, I pay about $300 monthly for car payments and he pays $400. I want to find a home for around $200k. Will I get approved for the mortgage? (Also, someone said we re not allowed to put our income tax for the down payment? Is this true?)””
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How can I find someone to assume my mortgage?
I have a nice small 2 possible 3 bedroom home in central Florida in good shape and with a new roof that I have been paying on faithfully for the last 3 years and am current on my mortgage. My question is how can I find someone who wants to assume my FHA mortgage so I can just be done with this house and go buy another in a different area of the country and is there such a thing as a home trade program? My current home is located close to schools and shopping in a quiet neighborhood and only 65 miles south of Orlando and I only still owe about 47000 dollars on it. The reason I want someone to assume my mortgage is because I want to get this done in a hurry and not have to wait and try to sell it on the open market. Besides I am not really wanting to profit from the sale and just want to help someone else out with an incentive such as them having my equity for hurrying up on this. I believe all they have to have is decent credit and a current job. Is that also right? Has anyone else done this before?
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How do i get 2.9% interest rate for a new car loan.?

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Has anyone used 90-day-loan.com? Or any online loan agency?
I am looking to get some quick cash. I know the online loans are not the best but I am going to be able to pay it off pretty quick with money coming to me. Is there anyone that can recommend one? I was looking into the 90-day-loan.com.
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What will happen if you can not go to bankruptcy court?

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203k loans and the Cash only seller in CA?
there this house moved from city to another. The house has no electric, nothing hooked up, no toilet, no fixtures, and a code violatiion in big red letters danger”””” and fines because it was just left there sitting. I want a house my first house. Seller wants cash for the last 32 days. I can get downpayment assistance by FHA. However””
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Lawsuit from second mortgage loan?
I have filed for bankruptcy do I have to file an answer with the court and pay filing fee regarding lawsuit or by filling for bankruptcy this will stop the lawsuit. Bankrutcy lawyer said I had to let the court know but court wants me to file an answer and charge me a filing fee of $395. I went to court and judge said the court was also broke and I should pay an installment fee. The lawsuit is from second mortgage for breach of contract on money lent. — edit
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What’s the best way to get a small personal loan?
Okay, so, bullet points: I’m 21. I’m about to start an EMT training program and need to pay the rest of it off ASAP. I’m confident a small loan ($2,000 — $2,500) is the right choice for me. My credit score is adequate (around 650, I think). My primary bank doesn’t do personal loans, and my secondary bank only does them at a minimum of $3,000. My current employer forces me to get paid through their own money network, so I really don’t want to open up yet another account at another new bank, but I will if I have to. I’m looking at other local banks and credit unions, but I’m curious: if you were me, how would you go about this loan? Any good or bad experiences you could share about loans you’ve had in the past? What do you know about the validity of online loans (I’m considering this most seriously, I just don’t know which sites are worthwhile)?””
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Does viewing your own credit report lower your score?
Is it true that viewing owns credit report lows own credit score. i have heard it from some people, pls reply this””
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#repost

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What is a purchase finance charge?
On my WAMU Card I see Purchase *Finance Charge*”””” for well over $100. What does this mean and why am I being charged it?””””””
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My husband is in the Navy. Are there payday lenders willing to help military?
My husband and I just moved to a new duty station in Oak Harbor, Wa. I drove our 1st car here from san diego but it is expensive to drive. our 2nd car is a smart car and gets much better gas mileage. I just got a job at a casino and at the Navy exchange and I need to fly back to San Diego this weekend and get the car and get back to Washington by Tuesday morning. We need $400-$450 for the airline ticket and gas back to NAS Whidbey. We have talked to Pioneer Military Lending and Omni Financial and neither of them are in the Island and neither of them will be able to get the cash to us within 24 hours. Does anyone know of a walk in payday loan or cash advance able to lend cash instantly to military personnel? Its hard to find since the law was passed and most places do not lend to military.””
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What can I expect the terms of my Auto Loan to look like?
My credit score range is 680–730. My credit history is only about 3 years old but it is spotless meaning I have never missed or been late on a single payment. I have 3 credit cards with a limit of $1950 between all 3 and have a balance of about $450 between all 3. My most recent auto loan was for a used car- it was about $10,000 and had 5.9% interest on it. I paid it off in under 24 months. What can I expect from a bank in terms of: How much would they lend me? 24–36–48–60 months? What can I expect my interest to be?””
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Can you loose your business when reporting bankruptcy chapter 7?
I run two restaurant business. Now, recently, I closed one of the business that has a 5 year remaining lease resulting $650,000. In order to file chapter 7, do I must give up ownership in my other restaurant? Thanks””
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How does a home equity loan work?
I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How do they work? Do they look bad on your credit? How much can you borrow ? Does it add to the years to pay off your house? We only have eleven years left to pay as it is right now. Just wondering what is a good option. I even thought that after I graduate and am working that my pay checks can go all to my student loans. I am just looking for some good ideas without having to stress out about debt and bills and such. We are trying to pay our bills off and so far have done good. But those student loans are looming in the background.””
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Free credit report dot com song?
i dont need the actor i want the artist and name of the song please!:)
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Are there any credit score websites that dont want your credit card number?
I’ve visited a few sites but all of them say that its free but when u enter your card number and dont have enough on it they wont accept your application
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Does a credit card with a high interest rate hurt credit report?
I have had a card for 10 years. It has a high interest rate. I never paid any attention to it because I do not carry a balance. Will the plain fact alone that it has a high percentage hurt my credit?
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#repost

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Places that refinance auto title loans?

“Is a manufactured home on a permanent foundation considered a single family home?

Im trying to find a bank that will finance a doublewide on perm. foundation with 1.5 acres.Id like to apply for FHA loan. I live in central Al. Does anyone know who i can go to??


Can i get a payday loan with only a prepaid debit card?

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How to check my credit without hurting my score?
ok I would like to check my credit to see where I’m at but i don’t want to hurt my score. some one told me once that if i ask for a free credit report it would affect my credit… please some one help thank you.
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How much will I pay monthly mortgage for a 140000 house?

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Can I claim interest paid on an auto loan on my taxes?

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Banckrupt company in New Jersey owes me in California vacation pay. Do I have any rights to being paid?
I worked in California for a company that was headquartered in New Jersey. They declared bankruptcy but they still owe me for 5 weeks of vacation. From my understanding, California treats vacation just like salary. Am I entitled to any of the finances that the company might still have, and if so, would I be placed at the top of the list for receipt?””
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Is it possible to get an SBA guaranteed Loan from a bank if I had a discharged BK in 2005?
I am looking to open a business and looking for help from the Small business development center nearest to me to help me write a business plan. I had a Bankruptcy in 2005 that was discharged in early 2006. Is it possible to get an SBA back loan with a bank to help me start my business still? I would like to try and get an SBA 7A loan or brick and mortar loan to help me buy and build a self-service mechanic shop with about 7 bays and an office attached. It would be the only one of it’s kind in the city I live with over 300,000 people.””
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Are there any other doorstep loan companies like provident or greenwood In the south Wales (Pontypridd) area?
Looking for a loan In the (Pontypridd) south wales area like provy or greenwood maybe eeven a local loan shark, can any 1 help? (any ideas plz)””
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Can i have a credit report without having a credit card?
I replied to an ad about a job and they said they need a copy of my credit report (paper copies, nothing sent online) to verify my past job history and addresses. do i still have a report if i dont have a credit card? i have a debit card if that counts, but nothing with a major credit card agency. is this a bogus ad and is someone trying to scam me?””
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How does your credit score go from 650 to 0 ?
I was approved for a mortgage loan about 3 months ago, so my family and I were looking for the right”””” house. Well””
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What bank in california………….?
what bank in california will refinance an auto loan of 12,000?….credit is around 700"”
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Does freecreditreport.com work?
um please be more convincing… someone who has used it before…have you had problems with them?
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“”How would I calculate the monthly payment, I would have on a used car.?””
The car costs 5, 000 and is at 12% interest for three years. How would I also calculate the amount of loan, interest on loan, total amount of loan, and monthly payment””
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What is the best place online to get a payday loan?
I want to get a payday loan, but many of the ones that i have used online are fraudulent. Does anyone know of a trusted online company? I live in WV, and alot of them don’t deal with WV. Please help.””
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Are there any lending companies that will do small auto loans on cars w/ reconstructed titles?
If so….what are the names of the company/companies?
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Can I get a cash advance on my sear mastercard?
I need a cash advance because I’m short this month can I get it through my bank?
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“”What type of credit score is needed for a good intrest rate for an auto loan? 650, 720?””
What if you have three different credit scores from experian, transunion and the other one. Which score will finance companies look at for auto loans?””
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“”Bankruptcy Discharged, How can I rebuild my credit?””
So I just got my BK discharged in Califoria, I learned my lesson from the mistakes I made when I was younger…but what now? how do I rebuild my credit? Ive applied for a few secured credit cards to be declined…..I need to buy a car and I want to fiance it im looking for a car under 10k as Ive heard its one of the best ways to build myu credit back up..I just dont know where to go or where to start, the whole being declined fora secure cc has me in the gutter lol Any positive advise is appreciated…and please stick to what this site is..ANSWERS NOT A$$HOLES..I MEN PERSONAL OPINIONS AND NAGATIVITY THNAK YOU ALL””
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How long does it take for a mortgage to fund and record?
My husband and I closed on our home yesterday and we really want to move in this weekend. How long does it usually take to fund and record so we can get the keys? We’re in Lehi, UT and we closed at 4:30pm yesterday. Our house was $245,000 if that’s important. Thanks!””
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Credit card for very bad credit?
is there any credit card that is like the visa salute? 1year ago i applied got the card and didnt use it. now that site is closed down. i didnt have to pay them money and recieved the credit card, but i had to deposit 20 bucks to start using the card. i have very bad credit and i want to re-establish my credit. any help????””
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What types of Bankruptcy are there?

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Where can I find a $400000 business loan?
Which places besides family and friends can I find 400k for a business loan? I have no credit but I can prove that I have all my customers locked on an annual service in which they pay every month. I also have all the employees I need. Where can I get this loan with no credit but a great business plan that proves I can pay it back? I might have my house as a collatterall worth 200k but that’s the only security I have. However I can pay off the loan in 6 months. 10 points for best answer !
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Can I convert chapter 7 bankruptcy in chapter 13 bankruptcy?

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I had a bankruptcy four years ago and included my house. But i stayed in the house .can i get a mortgage?
i stayed in the house for three more years then had a foreclosure.now there is nothing on my credit report. Can i get a new home loan?
“Is a manufactured home on a permanent foundation considered a single family home?

Im trying to find a bank that will finance a doublewide on perm. foundation with 1.5 acres.Id like to apply for FHA loan. I live in central Al. Does anyone know who i can go to??


“”What is the best way to pay off around $16,000 in credit card debt? I don’t own a home to get a loan. Help!””
All I want to do is pay these credit card off, but the intrest rates are killing me.””
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#repost

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Chapter 13 bankruptcy?
So my bf is thinking about filing chapter 13. They said he won’t owe child support arrears as long as he pay 400 a month plus half of his taxes every year for 5 years. But he forgot to ask if he files will his children’s mother receive a check for everything owed. I told him most likely she will but I’m not sure. But I was just wondering would she actually get a check for what owed to the kids its a little more then14,000 plus interest which adds up to over 18,000. Thank you in advance BTW.””
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Can payday loans be helpful with redundancy?
I have a few payday loans out at the moment which are due to be paid at the end pf the month. However i was made redundant last month and really going to struggle to pay them this month and was wondering if they would help me with this or if there were any good debt companys that could help me ?
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Auto Loan Restructuring?
Hello find myself out of a job with an expensive car. If I were to sell it I’d take a 9k hit. Seeking advice on whether or not my bank would be willing to lower my payments/restructure it. Sending out this feeler before I ask them directly to see if anyone has any experience in this area. Thanks in advance.
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Payday loan/advance??????
If not I have a bank account on a debit card. It’s called account now, its a visa debit card but also a bank account that can get direct deposits so maybe you know one where they will do this?””
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Do anyone have Oasis Payday Loan contact information?
I just requested a loan from the Oasis Payday Loan company, and I’m trying to get their contact information to inquire if they have received my information. Do anyone have any info for me to use?””
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What do you think about getting a 0% interest cash advance on a credit card?
And using the money to buy stocks. Generally, these cash advance offers I have been receiving are for 6 months, but I might be able to find one for one year. After that, you are required to pay interest. So, I borrow $10,000 dollars from my card at 0% (free money) and invest it. I pay it all back before the interest charges start kicking in. If you know of a better investment than stocks, tell me.””
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10$ insurance payment screwing up my credit history?
I bought two laptops from best buy on 1 year no payment term. I didn’t know that i abided by some insurance terms and had to pay 10$ . I did pay the whole debt of 1600$ 3 months before 12. But as mentioned i didn’t pay the 10$ . Now that i plan on buying house i checked my hiistory which says poor and only late missed payment is 10$ which i did pay after 4 months though (after bestbuy people called me ). I called bb yesterday n they said they cudn’t do anything about it :( Any suggestions if i can call credit bureau or something ? Thank you
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Anyone know of any Payday Loan Companies in PA?
I want to get a payday loan for the Holidays using my savings account to repay it I get paid every two weeks can anyone ref err me to a lender that doesn’t check credit and need a checking account? This is the first time I’m celebrating Chris mas in 30 years since my husband and I parted, my ex husband forbid ed it in our home. I have young grand children and would love to celebrate with them and get them some gifts. I do work full time to repay it. I don’t qualify for a loan due to marital credit he ran the house hold money and ruined our credit. If I can locate a lender I will give a finders fee to the person who refereed me. Thanks anyone who can ref err to make this christmas SPECIAL it’s a NEW beginning !””
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I accidentally set my credit card to pay in full instead of minumum.The payment is gone out my checking now.?
The bank took the 1500 out of my checking thought I only had 300 which I thought was stupid. So now I’m way overdrafted. I called Home Depot credit services, which who the card is from, and they said it’s done and over. The bank said there was nothing that chould be done either. Do I have any options at all?””
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What is the difference between Debt Validation and/or verification.? And can you ask for both?
and please dont a a$$ and say pay your debts and this will go away””””””
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Quickest way to straighten out my credit?
Debt is old medical bills, cell phone, 1 credit card. What’s the best credit consolidation company out there?””
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Would a dealership allow a 22 year old to finance a car purchase?
I cannot get a co-signor because I don’t have family (left home due to culture clashes). Don’t have any kind of blood family, not even relatives. I only have friends my age and will not put that burden on them. I would like to buy a used car that has been leased or had two personal owners at a dealership, etc. Don’t have anyone to help me find a car from a personal seller. Established a credit card earlier this year, have a $0 balance (been using it every month, paying it off). Have about $2000 for a down payment on a used car, looking at something between 5 and 8 grand. Something to last me throughout my last year in college and first years out working in the work force. Would a dealership allow me, 22 year old female, to finance a car purchase or am I eternally screwed?””
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Does usaa auto loans require copy of title to approve the loan?
Selling my car and the person who wants to buy it is getting financing through usaa. He said he will need a copy of the title to submit to usaa in order for them to approve the loan. This doesn’t seem right to me. Thought he would just need the vin number? Anyone know?
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Is ther a payday loan you pay back in a couple of months instead of you next pay check?
i dont wanna pay the whole thing back the next month
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#repost

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Can you get in trouble for not paying back payday loans?
i have 5 payday loans and i am no longer able to afford to pay them back. i am really concerned about what is going to happen. They keep calling me at work and one of them showed up at my house. One of them sent my check to the bank and it was returned and now i got a certified letter from a collection agency. i am afraid that they are going to garnish my wages or put me in jail for ignoring them. i am 7 months pregnant and under alot of stress from this, i wish i would not have went to any of them. they only help one time then you get in a hole!!””
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Can I get a Mortgage Loan ?
My transunion credit score is 713. Whats hurting my score is the length of credit history (2 years and 3 months last checked two months ago) i make 500.00 a week approximately. I dont have money saved up for a down payment yet however I am trying. I want to buy a house because it is cheeper. I would rent out two rooms to friends and wouldnt pay anywhereed near the cost of the mortgage. Will a lender give me a loan with these qualifications?
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Can a debt collector threaten to take a warrant out on me for a debt that is 7 years old?
The number they called me on was 864–438–2072, after they threatened me saying I was going to jail. I called back so I could get the name of the attorneys”””” office and the address and they wouldn’t give me the name or address I had three other people in my family call on different lines and they still would not give me any information on the so called company.””””””
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“”Am I the only one who sees marriage, kids and a mortgage as a trap?””
It seems most peoples goal in life is to grow up, go to college, get a degree, get a job, get married, get a mortgage and have kids. It’s always the same hum-drum routine everywhere you look. And i’m not sure if its what they truly want, or if they’re just doing what society expects them to do. Either way I don’t think people realize how absolutely enslaving and entrapping that particular life path is. Let me explain: 1) Most jobs you will get with a college degree will be some sort of corporate, 9–5 office job, which will do anything but give you adventure and meaning in life. This is the first step towards your descent into emptiness and slavery. 2) A mortgage is purposefully set up so you can’t pay it back, that’s what interest is for. See most people don’t make enough money to pay it back in full, all they can do is pay off the interest and maybe a little bit of the actual debt, so you spend the better part of a lifetime trying to pay the damn thing off. Your money is already being sucked away at this point, assuming you probably have credit card debt too, now add kids to the picture…. 3) When you have children, it becomes an unbelievable financial burden even with just 1 child. At this point you will be frantically trying to climb the corporate career ladder to get a raise, because your mortgage along with credit cars, bratty kids and car insurance is just so expensive. So now your life is all about playing the rat race game, sucking up to your boss and losing every shred of dignity in your soul to chase after a pay check raise. Also, at this point you will have no more time to yourself, between frantically toiling away at work and dealing with your children at home, you find you have no time for yourself, and you and your wife are becoming more and more distant. 4) You find that you and your wifes marriage has become more about finances than actual love, you are a team to deal with bills and kids, not a happy couple. So in the end she may either cheat on you, or divorce you and take everything….that is if you don’t do it first because you’re so tired of her crap. 5) You’re now middle aged, and reflecting on your life you begin to wonder where the time went, how did you get here…etc, and suddenly it hits you like a ton of bricks… you have done absolutely nothing with your life, your job is empty, your marriage is empty, your Dodge Charger that you like to show off to your bar buddies on the weekend is empty, your kids are ungrateful and will probably do nothing in life except repeat the same empty, pointless dance that you did, only perpetuating the emptiness in society.””
“Is a manufactured home on a permanent foundation considered a single family home?

Im trying to find a bank that will finance a doublewide on perm. foundation with 1.5 acres.Id like to apply for FHA loan. I live in central Al. Does anyone know who i can go to??


#repost

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How to afford bankruptcy with no job and no assets (living with relatives)?
No charge cards left. No job, no income, no SSDI (applied and appealing…hearing is in about a year). The amount owed increases monthly. The garnishment orders are in place for if and when he does get a job. How much does it cost to start?””
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How can I get a credit report if I never got one before?
I’ve tried getting credit report and can’t they say my info dose’nt match
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Lot/land loan or construction loan?
There is a lot we love. It have a house on it, but the price is well below market value. The house looks uninhabitable so I believe the bank is just trying to sell the land. The price for it is more than we can pay right now. We were thinking of getting a land loan and just sitting on it for awhile until we get enough cash to get the property where we want it (lots of downed trees and house demo is needed). what would be better, a lot loan or a construction loan? What are the pros and cons of both?””
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Does anyone know how much my credit score will drop if I settle my debt?
I I have three cards which I owe a total of 50K on, I cannot pay them anymore, I wanna see if my aunt will give me 20K to settle. I do not want to go on a payment plan, I just wanna get this **** outta of my life. Can anyone please help me and let me know what the repercussions are as detailed as possible if I do this, I greatly appreciate it.””
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“”Can you remove a name from a auto loan, under these circumstances?””
I co-signed for my daughters car over a year ago. She has been making her payments on time, and now has excellent credit. I would like to start using her car, and make the payments. She would like to get a new car. Can we remove her name from the loan to free her up to get a new loan, because her income would not support 2 car payments?””
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“”Ayuda! Puedo comprar en Best Buy de EUA con la tarjeta de crdito de Best Buy de Mxico. Si no, ni aplico.?””
Hola, que tal!? Bueno, busco aplicar para la tarjeta de Credito de Best Buy para adquirir un producto que tiene la opcin de finaniciamiento a 18 meses para los Best Buy Credit Card holders”””” en Best Buy de Estados Unidos””
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I have a couple questions about my credit report regarding credit card collections and medical bills?
Credit Cards: I have a credit cart that is in collections, my credit report shows both the original creditor (capital one) and the collection agency as well, so in effect I have two of the same accounts showing on my credit. Is this actually a double posting and should the original one be removed since the collection agency took over? Anyways, I did dispute this but nothing was changes, I just wanted to know if I am in the right to proceed with getting this removed. Medical Bills: I have 4 medical bills, also in collections at the Bureau of Medical Economics and I have sent a request to them asking if they will accept my payments and when the accounts are paid off that they will update the credit bureaus asap. They have not responded and I don’t want to send money to someone who isn’t going to communicate with me, this is why I stopped paying the bills in the first place because they stopped sending me statements that I was paying yet they were cashing my checks, they would not communicate with me then either. Any advice? I need a paper trail of my payments or I shouldn’t be paying them, right?””
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How to get free mobile phone credit?
I am not getting paid for another 2 weeks from my job and I have no phone credit what so ever! I desperately need credit as I use my phone for asking for lifts and ordering taxis and other important things does anyone know where I can get free credit? I am in the UK if that makes a difference
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Any Payday loans in CA that just need a letter of employment?
I’m trying to get a payday loan. (I know, they’re bad..) I have a bank account, I am employed, but I need some extra cash for this weekend before my commission pay comes around next week… Does anyone know of a place that doesn’t require pay-stubs and will accept a letter of employment along with employment verification by other means? I’m a 1099 contractor so a lot of the time I don’t even get paid by check…””
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Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 & prosper denied me?
Every time i apply for a loan my credit drops it was over 600 my problem is that i have 16 accounts but all are current but not for long if i cant get the help. x-wife decided 2 go through the state for child support and irs is garnishing me 10% of my gross salary. I really need to consolidate my bills and could really use 6k. I have verifiable income of 48k for last year and i’m expected to be at 52 to 60k this year. but everything hit me at same time including back child support which i owed $1170.00 and they took 475 out of my last check and their taking $511.00 out of this one. which is not going to leave me to take care of any bills but my rent and my interest on a payday loan. I’ve been working too hard trying to better my credit i will do whatever it takes to get out of this little hole that ive dug. I can get that 60 points back pretty quick i just dont want any bad marks or late payments on my credit anymore. I would really appreciate your feed back. thank -you I hope
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If you file for bankruptcy will you lose your house? Or will you not know till you get out of court?
Then if the judge says you lose your house can you back out since I am still paying all the credit cards on time? Or once you are in court there is no turning back. I have worked 2 jobs over 15 years but am losing the battle and don’t see ever paying off all the debt because they keep making the apr too high and unfair.
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What are sub prime auto loans?
Sub prime auto loans
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Is Flix shed for real or is it a scam? It says it is free but it wants a creidt card?

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#repost

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Can I finance a car without giving a down payment.?

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Can i cancel a credit card even if i owe money on it?

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How long do you have to wait to file bankruptcy again?

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Can i withdraw as a co-signer on an auto loan?
my boyfriend has an auto that i co-signed for and we are no longer together and i do not want the responsibility. he is not paying the notes on time and it is ruining my credit.
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#repost

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What do I do if midland credit management sent me a bill saying that i owe $866.34 and its not true?
About one year ago someone from this company was harassing my parents to talk to me and only me. all they gave was their name which was midland credit management and no reason why they were calling and were very rude. I had no idea who they were and I didn’t want to talk to them. (I am very young) After awhile of me not responding to their calls they stopped calling. I had absolutely no credit at the time because i had no loans, no credit cards, no nothing. Yesterday out of nowhere I got a bill in the mail from them saying I owe a debt of $866.34 and I know I don’t owe anybody that! i’ve never even bought anything worth that much money I am only 21! It also says on the bill that the original creditor was ge money bank and I’ve never used them either. It sounds fishy to me. I think they have the wrong person. I want to check my credit report to see if it’s even on there because this doesn’t make any since and I don’t have the time to deal with this. Does anyone know what to do? or how to get a free credit report and fast?””
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Car loan with a credit score of 595?
Can I get a car loan with a credit score of 595? I have a medical judgement on my credit that I am paying for by having wages garnished.
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Car loan grace periods?
so i just got a nissan xterra and im paying 300 a month on it but i dont have enough money till 5 days later does anyone have NBT bank and do they know if there are any grace periods for car loans
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#repost

“Is a manufactured home on a permanent foundation considered a single family home?

Im trying to find a bank that will finance a doublewide on perm. foundation with 1.5 acres.Id like to apply for FHA loan. I live in central Al. Does anyone know who i can go to??

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